Judith Cruickshank has worked with NatWest for 15 years in a variety of roles, focused on customer solutions for both Retail and Commercial customers. She is currently MD Commercial Mid Market Banking, Scotland, Chair of the Scotland Board and Climate Sponsor for CMM. She is particularly passionate about helping business and personal customers prepare for the future through building financial capability and transitioning to a lower carbon world.

Prior to joining the bank she worked in oil & gas for Shell International and for Marakon Strategy Consultants, with experience in both Asia and Europe.

Outside of the bank, Judith is a Director of Scottish EDGE and of Scottish Financial Enterprise (SFE) and is the Chair of Business in the Community Scotland.